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Free Medical Tests from the ACA Can Save Your Life

The goal of the tests is preventive, to discover medical problems and begin treating them before they develop into full-fledged diseases and chronic conditions that will become painful and even life-threatening for the patient, and costly for the taxpayers who are supporting Medicare’s extensive spending.

The tests were selected based on the work of the US Preventive Services Task Force, “an independent panel of non-Federal experts in prevention and evidence-based medicine ….composed of primary care providers (such as internists, pediatricians, family physicians, gynecologists/obstetricians, nurses, and health behavior specialists).”   The task force reviews the literature on the effectiveness of various tests and then gives them a grade. The Affordable Care Act says that any tests with an A or B from the task force will become part of the free screenings under Medicare.  Here is a list of A or B ratings covered under the Affordable Care Act.

The major chronic ailments, things such as cancer, diabetes, congestive heart failure, and arthritis, consume the bulk of the Medicare spending. Many of the tests are aimed at detecting and combating those conditions.

Here is the list of screenings, with details on frequency and eligibility.

  1. Abdominal Aortic Aneurysm one-time screening for men of specified ages who have ever smoked
  2. Alcohol Misuse screening and counseling
  3. Aspirin use to prevent cardiovascular disease for men and women of certain ages
  4. Blood Pressure screening for all adults
  5. Cholesterol screening for adults of certain ages or at higher risk
  6. Colorectal Cancer screening for adults over 50
  7. Depression screening for adults
  8. Diabetes (Type 2) screening for adults with high blood pressure
  9. Diet counseling for adults at higher risk for chronic disease
  10. HIV screening for everyone ages 15 to 65, and other ages at increased risk
  11. Immunization vaccines for adults–doses, recommended ages, and recommended populations vary:
  12. Obesity screening and counseling for all adults
  13. Sexually Transmitted Infection (STI) prevention counseling for adults at higher risk
  14. Syphilis screening for all adults at higher risk
  15. Tobacco Use screening for all adults and cessation interventions for tobacco user
  16. One-time “Welcome to Medicare” preventive visit(This is a complete medical exam, without charge, available when you first enroll in Medicare after turning 65). It includes blood tests.
  17. Prostate cancer screening
  18. Yearly “Wellness” visit (The wellness visit  is an opportunity for a discussion with the doctor about your health and medications, and the doctor’s recommendations for future treatments. This IS NOT a regular physical exam.

   Preventive Care for Women   No Co-payment or co-insurance if you get this care through a network provider

  1. Anemia screening on a routine basis for pregnant women
  2. Breast Cancer Genetic Test Counseling (BRCA) for women at higher risk for breast cancer
  3. Breast Cancer Mammography screenings every 1 to 2 years for women over 40
  4. Breast Cancer Chemoprevention counseling for women at higher risk
  5. Breastfeeding comprehensive support and counseling from trained providers, and access to breastfeeding supplies, for pregnant and nursing women
  6. Cervical Cancer screening for sexually active women
  7. Chlamydia Infection screening for younger women and other women at higher risk
  8. Contraception: Food and Drug Administration-approved contraceptive methods, sterilization procedures, and patient education and counseling, as prescribed by a health care provider for women with reproductive capacity (not including abortifacient drugs). This does not apply to health plans sponsored by certain exempt “religious employers.”
  9. Domestic and interpersonal violence screening and counseling for all women
  10. Folic Acid supplements for women who may become pregnant
  11. Gestational diabetes screening for women 24 to 28 weeks pregnant and those at high risk of developing gestational diabetes
  12. Gonorrhea screening for all women at higher risk
  13. Hepatitis B screening for pregnant women at their first prenatal visit
  14. HIV screening and counseling for sexually active women
  15. Human Papillomavirus (HPV) DNA Test every 3 years for women with normal cytology results who are 30 or older
  16. Osteoporosis screening for women over age 60 depending on risk factors
  17. Rh Incompatibility screening for all pregnant women and follow-up testing for women at higher risk
  18. Sexually Transmitted Infections counseling for sexually active women
  19. Syphilis screening for all pregnant women or other women at increased risk
  20. Tobacco Use screening and interventions for all women, and expanded counseling for pregnant tobacco users
  21. Urinary tract or other infection screening for pregnant women
  22. Well-woman visits to get recommended services for women under 65

 

Coverage for children’s preventive health services

All Marketplace health plans and many other plans must cover the following list of preventive services for children without charging you a copayment or coinsurance. This is true even if you haven’t met your yearly deductible.

  1. Autism screening for children at 18 and 24 months
  2. Behavioral assessments for children at the following ages: 0 to 11 months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years.
  3. Blood Pressure screening for children at the following ages: 0 to 11 months, 1 to 4 years , 5 to 10 years, 11 to 14 years, 15 to 17 years.
  4. Cervical Dysplasia screening for sexually active females
  5. Depression screening for adolescents
  6. Developmental screening for children under age 3
  7. Dyslipidemia screening for children at higher risk of lipid disorders at the following ages: 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years.
  8. Fluoride Chemoprevention supplements for children without fluoride in their water source
  9. Gonorrhea preventive medication for the eyes of all newborns
  10. Hearing screening for all newborns
  11. Height, Weight and Body Mass Index measurements for children at the following ages: 0 to 11 months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years.
  12. Hematocrit or Hemoglobin screening for children
  13. Hemoglobinopathies or sickle cell screening for newborns
  14. HIV screening for adolescents at higher risk
  15. **Hypothyroidism screening for newborns
  16. Immunization vaccines for children from birth to age 18 —doses, recommended ages, and recommended populations vary:
  17. Iron supplements for children ages 6 to 12 months at risk for anemia
  18. Lead screening for children at risk of exposure
  19. Medical History for all children throughout development at the following ages: 0 to 11 months, 1 to 4 years , 5 to 10 years , 11 to 14 years , 15 to 17 years.
  20. Obesity screening and counseling
  21. Oral Health risk assessment for young children Ages: 0 to 11 months, 1 to 4 years, 5 to 10 years.
  22. Phenylketonuria (PKU) screening for this genetic disorder in newborns
  23. Sexually Transmitted Infection (STI) prevention counseling and screening for adolescents at higher risk
  24. Tuberculin testing for children at higher risk of tuberculosis at the following ages: 0 to 11 months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years.
  25. Vision screening for all children.

 

 

Written by Bob Rosenblatt

Bob Rosenblatt is a researcher, writer and journalist who helps people looking for up-to-date answers and information on the perplexing issues at the intersection of finances and aging. Bob publishes a weekly report — please take a moment to subscribe in the upper right hand corner of this page.

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